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PERSONAL LOANS



Loan Amounts: $25,000 up to $500,000 | Terms: 1 to 5 years with monthly payments | Rates: Range from 6%-18%



Personal Loans





Personal loans offer a convenient way to borrow money when you need to pay an unexpected bill, invest in new cabinets for your kitchen, take a memorable trip to your favorite vacation spot or pay for moving expenses.


Choosing to utilize one can also be a prudent move if you’ve got high-interest credit card balances you’d like to bundle together.


Repaying the loan involves making scheduled payments, including principal and interest. If you’d like to have the flexibility to make one or more purchases outside of your usual spending range, using this financial tool may be what you need.



Collateral Usually Isn't Required





Utilizing personal loans usually doesn’t require you to put up collateral, which means you won’t have to worry about losing your house, a vehicle or priceless family heirloom. However, having the convenience and privilege of using this type of loan can have severe penalties if a default occurs. There are different types of loans available these days, including secured loans, which require some form of collateral, such as your home. The risks involved with secured loans if you default is why it is important to ensure affordability and use a secured loans calculator to ensure you can keep on top of repayments.


Neither you nor your lender wants to see this happen, which is why a thorough analysis of your ability to make scheduled payments will be completed.


Doing so helps ensure you’ve got the capital needed to pay for your expenses and still have a comfortable way to repay the loan over a scheduled period.



Why a QuicKapital Personal Loan?





Step 1





Request a Loan Online



Best rates and loans up to $500,000 with low monthly payments



Step 2





Fast Decision



Know within 24 if your are approved with a soft credit check.



Step 3





Minimal Documentation



Once approved, we’ll need basic documents like tax returns or pay stubs.



Requirements Needed to Qualify for a Personal Loan



Having a good credit history and steady income are two requirements you’ll need to qualify for a loan. This helps ensure you’ve got a way to make payments comfortably and a history showing your creditworthiness and ability to correctly follow payback terms.


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